Legal Information & Disclaimer

Herein, “you” and “your” refer to you, your company, your employees, your representatives and your assigns, and “I,” “my” or “me” refer to Nick Chertock, OpenForum4.com, as well as subsidiaries, companies, publications, businesses, websites, partners, promotions, representatives and assigns of Nick Chertock, OpenForum4.com and its subsidiaries.

By browsing my sites, buying products and services from me, subscribing to any service or publication developed by me, or reading and implementing information published by me, you acknowledge and agree to the following terms and disclaimers. This agreement is in effect immediately and indefinitely, and supersedes all other agreements made, be it explicit or implied, written or verbal.

Disclaimers, Terms & Rights

I assume that all sites featured herein either directly, by implication or by link to be honest, legal and ethical. However, I am not directly affiliated with the majority of the companies featured herein and no investigation was conducted. Also, the material contained in this website was obtained from sources believed to be reliable and great care was taken to provide accurate information. However, I can not be responsible for the accuracy and correctness of the information contained in this website or in my publications, nor am I engaged in rendering legal, medical, mental, spiritual, business, professional or accounting advice.

Readers are urged to seek the services of a competent professional, if and when applicable. Responsibility for use of any and all information, products or services contained herein is strictly and solely that of you, the user, client, subscriber or affiliate. I am not liable for any losses or damages whatsoever, including but not limited to loss of business, profits, service, clients, information, or any other pecuniary loss. Contents are provided as information only. One’s judgment and discretion are required and encouraged. You must be 18 years of age to access this web site, or any of the products, services, information provided by this web site or from me. Click the following link for more information on this website’s privacy policy.

Trademarks, Servicemarks & Copyrights

No part of this website may be reproduced or transmitted in any form or by any means, including mechanical, electronic or otherwise, such as but not limited to photocopying and recording, or by any information storage and retrieval system, or transmitted by email, or used in any other fashion without my express prior written permission. This, of course, excludes the downloading and temporary caching of this website on a personal computer for the explicit purpose of viewing this website as well as where otherwise clearly indicated.

Words, phrases, ads and graphics, whether followed by “tm” or not, are my trademarks and servicemarks, or are the trademarks and servicemarks of their respective owners, where indicated. Entire website, including source code and content, copyright 2017 by Nick Chertock. All rights reserved. Any perceived slight of a specific person or organization is unintentional. Wherever the neuter is not used on this site, any one gender was chosen for simplicity’s sake.

Choice of Forum & Applicable Laws

This entire agreement, including disclaimers and legal notices listed herein, supersedes all other agreements, whether implied or stated, and is construed under the laws of and shall be governed by the laws of the province of California, United States of America.